As reinsurance portfolios become more complex and accumulation risk harder to detect, artificial intelligence is beginning to shift from conceptual promise to operational tool. For reinsurers, the challenge is not whether to adopt AI, but how to apply it in a way that strengthens underwriting discipline and portfolio control.
At Swiss Re, AI is increasingly being used to improve how underwriters access data, identify trends, and gain earlier visibility into emerging risks, according to Kera McDonald (pictured), group chief underwriting officer.
